Welcome to Growthspect! Please read these Terms and Conditions ("Terms") carefully, which govern your use of our services and our website. By using our services, you agree to these Terms. If you do not agree to the Terms, please do not use our services.

---

**1. Definitions and General Provisions**

1.1 These Terms govern the relationship between Growthspect ("Company") and users of our services ("Users").

1.2 The Company provides fintech services involving the implementation of Artificial Intelligence (AI) based solutions to support businesses.

1.3 These Terms apply to all persons who visit our website (www.growthspect.com), create a user account, or use any of our services.

---

**2. Services Provided**.

2.1 The company offers fintech solutions aimed at improving business processes through artificial intelligence (AI) technologies.

2.2 Our services include, but are not limited to:

- Data analysis using AI,

- Automation of business processes,

- Customized AI tools tailored to specific client needs.

2.3 The Company reserves the right to suspend, modify or terminate the Services at any time without notice.

---

**3. User Account and Registration**

3.1 Registration and creation of a user account may be required to use some of our services.

3.2 The User is required to provide true and up-to-date information when registering and to keep it up-to-date.

3.3 The User is fully responsible for the security of his/her account and for all activities conducted under his/her account.

---

**4. User responsibility**

4.1 Users must not use our services for any illegal or unethical purpose.

4.2 It is prohibited to attempt to breach the Company's security measures or technology systems.

4.3 Users are responsible for all content they upload to the Platform, including its legality and compliance with these Terms.

---

**5. Intellectual property**

5.1 All content and technology on our platform, including but not limited to design, software, text, graphics and logos ("Content"), is the property of the Company or third parties who have licensed it.

5.2 Users may not copy, modify, distribute or use the Content without the prior written consent of the Company.

---

**6. Liability and limitation of liability**

6.1 The Company will use its best efforts to ensure the functionality of its Services, but makes no warranty as to uninterrupted access or absence of errors.

6.2 The Company shall not be liable for any direct, indirect, incidental or consequential damages arising out of the use of our services unless expressly provided for by law.

---

**7. Data protection**

7.1 We respect your privacy and process your personal data in accordance with applicable law. Please refer to our [Privacy Policy] for details on the processing of personal data.

---

**8. Changes to the Terms**

8.1 The Company reserves the right to change these Terms at any time. Users will be notified of any changes via an update on the Website.

8.2 By continuing to use our services after the changes have been made, you agree to the amended Terms.

---

**9 Governing Law and Jurisdiction**

9.1 These Terms and Conditions shall be governed by the laws of [country of incorporation].

9.2 Any disputes arising out of these Terms shall be resolved by the competent courts in [city, country].

---

If you have any questions about these Terms, please feel free to contact us at info@growthspect.com.

Thank you for using our services!